About us

Our team is on a single mission: To help our clients have the retirement they dreamed of.

About us - CY Financial Advice

Nothing delights us more than helping our client’s dreams become a reality.

We are an independent financial planning firm that is not aligned or beholden to any financial institution; therefore you can trust that the advice we provide is unbiased and specifically for you and your needs.

All advisers at CY Financial advice are certified independent. Only advisers who have satisfied the most stringent standard of independence in the profession are certified independent.​

Chris - CY Financial Advice

Chris Young

B.Com, GDipAppFin, Dip.FS (Fin. Planning), MCIFAA

Chris Young is an experienced Australian Financial Adviser and the founder of CY Financial Advice. With a passion for helping clients achieve their financial goals, Chris has dedicated his career to providing personalized financial planning services to individuals and families.

In addition to his work at CY Financial Advice, Chris is also a founding member and the current President of CIFAA - the Certified Independent Financial Advisers Association. As a leader in the financial planning industry, Chris is committed to advancing the profession and advocating for the highest standards of ethics and professionalism.

In his free time, Chris enjoys spending time with his family, including his three children, and pursuing his passion for rock climbing. When he's not helping clients plan for their financial future, you can often find Chris scaling cliffs or exploring new hiking trails with his loved ones.

Brad - CY Financial Advice

Brad Clarke

BCom (Finance), Adv Dip FS (Fin Planning), MCIFAA
Financial Planner

Brad has a Bachelor of Commerce (Finance) and an Advanced Diploma in Financial Services (Financial Planning).

Brad joined CY Financial Advice as a Senior Adviser in 2020, having previously worked as a Stock Broker and Wealth Manager for 15 years. Brad specializes in Superannuation, Retirement Planning and Investment Advice.

When he is not working, Brad enjoys family holidays and snow skiing (when he can get the opportunity) and relaxing by his pool.

Sam - CY Financial Advice

Sam Graham

Financial Planner

Sam started in the financial planning industry back in 2016 after completing a Bachelor of Commerce and his Diploma of Financial Planning. His passion for helping people make better financial decisions led to him first becoming a Financial Adviser in 2018. From here, he has worked with a people from diverse backgrounds including mums and dads, business owners, high net worth individuals and retirees.

He enjoys building strong relationships with his clients and has a keen interest in wealth creation, retirement planning strategies and investment markets.

Outside of work, Sam enjoys DIY projects around the house with his partner, playing footy when his body is able and catching up with mates.

Simone - CY Financial Advice

Simone Lewis

BCom (Economics & Finance), GradDipFinPlan, MCIFAA
Practice Manager / Financial Planner

Simone joined the CY Team in 2019 and has been in the Financial Services Industry since 2002, obtaining a Post Graduate Degree in Financial Planning. During her time in the industry, she has gained a considerable amount of technical knowledge particularly in superannuation and retirement planning, which is valuable to our clients. She also has a drive to improve business processes and efficiency.

Away from work, Simone enjoys spending time with her family and friends, dining out, going to the beach, shopping and renovating her home.

Dhilan - CY Financial Advice

Dhilan Parshotam

BCom (Economics & Finance)

Dhilan works very closely with our Financial Planners to provide tailored financial advice, services and support. From a young age, Dhilan grew up surrounded by the workings of a family business. He has been fortunate enough to witness first-hand what it means to be strategic, confident and to be a reliable source of information. With this, he has been taught how to help connect the needs, hopes and expectations of clients into his work.

Away from work, Dhilan enjoys spending time with family, having debates surrounding the cricket, and practicing his swing on the golf course most weekends. Feel free to ask him for a round anytime.

Andrew - CY Financial Advice

Andrew Lockett

BCom (Finance and Financial Planning)

Andrew joined the team in May 2021 whilst still finishing his Bachelor of Commerce at Curtin University where he majored in Finance and Financial Planning. With his studies wrapped up, Andrew transitioned to full time work as an Associate working very closely with our Financial Planners to provide clients with tailored financial advice, services and support.

Away from the office Andrew loves all things motorsport and is a 1-time state champion in the 1200cc class of Formula Vee. He is also the current lap record holder at the Collie Motorplex for his class. In 2023 you might just see a CY Financial Advice Formula Vee speeding around Wanneroo Raceway and the Collie Motorplex.

Steve - CY Financial Advice

Steve Bell

BCom, GDipAppFin
General Manager

Steve assists with projects and other business initiatives within CY Financial Advice. Having worked within the financial planning profession for 25 years in a variety of roles, Steve is well placed to work with the team to ensure progress on the ambitions that Chris has for the firm.

Steve is very much the family man, loving good times with his wife and their three children. They may be spotted together dining out, or enjoying the beach when summer is in full swing, or taking their bikes for a ride along the river.

Steve has completed a Bachelor of Commerce from Curtin University, a Post Graduate Diploma in Applied Finance and Investment from FINSIA and is currently studying a Bachelor of Laws from Edith Cowan University.

Monique Besabella - CY Financial Advice

Monique Besabella


Monique (Niq) is responsible for preparing personalised advice documents and projections for the CY Advice Team.

As an art lover, she spends her free time with traditional painting. She considers this hobby as a great avenue to unwind and take a break from life's hustle and bustle. Other than this, she also takes a keen interest in volunteerism to help out the community even by the littlest means.

Diana - CY Financial Advice

Diana Casella

Office Administrator

Diana’s journey in the finance Industry began in the National Australia Bank where she worked in the Treasury area for 14 years before leaving to start a family. Soon after returning to the workforce, she joined CY Financial Advice in 2018. She is responsible for the smooth implementation and administration of client transactions. She enjoys working for CY Financial Advice as she gets a huge sense of achievement in playing a role within a firm which helps clients achieve happiness and their lifestyle goals.

When she is away from work she is kept busy as a mother of 2 daughters , one who has recently graduated from University and one who has just begun the ATAR journey. Coming from an Italian background she enjoys spending time with my family and especially loves Italian food, with her favourite dish being her Mum’s Lasagna.

Mickaela Nabua - CY Financial Advice

Mickaela Nabua

Administration Assistant

Micka is responsible for providing administration support to the CY Team. Her role consists of preparing forms, implementing advice, maintaining client data and assisting with product research.

When she is not working, Micka spends most of her time walking outdoors and hanging out with friends while singing karaoke. She also enjoys doing and making art in any form.

Tristan Mabag - CY Financial Advice

Tristan Mabag

Administration Assistant

Tristan (also known as TJ) is responsible for providing administration support to the CY Team. His role consists of preparing forms, implementing advice, maintaining client data and assisting with product research.

TJ is a friendly, funny, and sociable person who loves to make people laugh. He enjoys playing basketball and tennis, as well as being a music enthusiast who can play the guitar and piano. TJ's biggest idol is Batman, as he admires the character's dedication to justice. He lives life to the fullest, always seeking new adventures and experiences, from trying new restaurants to composing music.

TJ is a lively individual who brings joy to others through his humour, love of sports, and passion for music.

Book a free discovery call

Our team is on a single mission: to help our clients have the retirement they dreamed of. Nothing delights us more than helping our client’s dreams become a reality. Book a discovery call now to find out more about how we hep you!